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Marine cargo insurance protects goods in transit over sea, air, or land from risks like theft, damage, or loss. It covers shipments from origin to destination, ensuring financial security for exporters, importers, and logistics providers. This coverage is essential for global trade, minimizing disruption and safeguarding commercial investments.
Port and terminal insurance covers physical assets and operational liabilities at maritime hubs. It protects against property damage, equipment breakdown, third-party injury, and environmental risks. This policy is vital for operators managing cargo flow, vessel traffic, and storage, ensuring business continuity amid complex, high-stakes logistics environments.
Motor truck cargo insurance protects freight hauled by commercial trucks against loss or damage during transit. It covers a wide range of commodities, whether due to collision, theft, fire, or loading mishaps. Essential for carriers and freight brokers, it ensures financial protection and compliance with shipping contracts and regulations.
Contingent motor truck cargo insurance provides backup coverage when a primary carrier’s policy fails or is insufficient. It protects freight brokers and shippers from financial loss due to carrier negligence, exclusions, or lapses. This safety net ensures cargo remains insured, even when relying on third-party transportation providers.
Third-party cargo legal liability insurance covers logistics providers against claims for loss or damage to goods they don’t own but handle. It protects against legal exposure from shippers or consignees due to negligence, mishandling, or accidents. This coverage is crucial for freight forwarders, warehouse operators, and transport intermediaries.
Warehouse legal liability insurance protects storage operators against claims for loss or damage to third-party goods in their care. It covers negligence, mishandling, fire, theft, and other risks. Essential for logistics and distribution centers, this policy ensures financial protection and trust in handling clients’ valuable inventory.
Contingent auto insurance provides secondary coverage when a primary auto policy doesn’t respond or is invalid. It protects businesses that rely on third-party drivers or vehicles, such as rideshare platforms or delivery services. This policy provides liability protection in the event of accidents, filling gaps in unpredictable coverage scenarios.
Freight forwarders' insurance protects against liability for loss, damage, or delay of goods during transit. It covers errors, omissions, and contractual risks tied to logistics coordination. Essential for global shipping operations, this policy safeguards forwarders from financial exposure while ensuring trust and reliability in complex supply chain management.
Trucker general liability insurance covers non-driving-related risks for trucking businesses, such as bodily injury, property damage, or advertising liability. It protects against incidents at loading docks, truck stops, or offices. This coverage is essential for comprehensive risk management beyond auto liability, ensuring financial protection in everyday business operations.
Commercial physical damage insurance covers repair or replacement costs for business vehicles damaged by collision, theft, vandalism, or natural disasters. It protects owned or leased units, ensuring financial stability and operational continuity. Ideal for fleets or individual trucks, this policy complements liability coverage by safeguarding the vehicle itself.
Commercial auto liability insurance protects businesses from financial loss if a company vehicle causes bodily injury or property damage to others. It’s legally required in most states and covers legal fees, medical costs, and repair expenses. Personal auto policies won’t cover accidents that occur during business operations.
Excess cargo liability insurance provides additional coverage beyond standard cargo limits, protecting freight brokers and carriers from underinsured losses. It bridges the gap between declared cargo value and basic policy limits, ensuring full compensation for high-value shipments in case of damage, theft, or loss during transit.
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