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Employment Practices Liability Insurance (EPLI) protects businesses from employee claims of discrimination, harassment, wrongful termination, and other workplace violations. It covers legal defense costs, settlements, and judgments. EPLI is essential for companies of all sizes to manage risks tied to hiring, firing, and daily employee interactions.
Directors and Officers (D&O) insurance protects company leaders from personal financial loss due to lawsuits alleging mismanagement, breach of duty, or regulatory violations. It covers legal defense, settlements, and judgments, ensuring executives can make decisions confidently without risking their personal assets—even if claims are unfounded.
Fiduciary Liability Insurance protects employers and plan administrators from claims of mismanagement of employee benefit plans. It covers legal costs, settlements, and penalties arising from breaches of fiduciary duty under ERISA. This coverage helps safeguard personal and corporate assets when handling retirement, health, or welfare plan decisions.
Crime insurance protects businesses from financial losses due to employee theft, fraud, forgery, robbery, or cybercrime. It fills gaps left by standard property policies, covering internal and external threats. Ideal for safeguarding assets, especially in high-risk industries or roles involving cash, inventory, or sensitive financial data.
Cyber insurance helps businesses recover from data breaches, ransomware, and other digital threats. It covers costs like legal fees, customer notification, system restoration, and reputational damage. Essential for companies handling sensitive data, it strengthens resilience against evolving cyber risks and supports compliance with privacy regulations.
Errors and omissions (E&O) insurance protects professionals against claims of negligence, mistakes, or failure to deliver promised services. It covers legal defense and settlement costs, helping maintain business credibility. Essential for consultants, brokers, and service providers, E&O ensures peace of mind in high-stakes client engagements.
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